{
    "id": 5484,
    "date": "2025-10-15T10:00:37",
    "date_gmt": "2025-10-15T10:00:37",
    "guid": {
        "rendered": "https:\/\/jhasabrokers.com\/?page_id=5484"
    },
    "modified": "2026-06-04T16:24:36",
    "modified_gmt": "2026-06-04T16:24:36",
    "slug": "professional-indemnity-p-i-eo",
    "status": "publish",
    "type": "page",
    "link": "https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo",
    "title": {
        "rendered": "Professional Indemnity (P.I \/ E&O)"
    },
    "content": {
        "rendered": "<div data-elementor-type=\"wp-page\" data-elementor-id=\"5484\" class=\"elementor elementor-5484\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae11b52 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"ae11b52\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7b40b2c\" data-id=\"7b40b2c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-62689d6 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"62689d6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Professional Indemnity (P.I \/ E&amp;O): Protect your work and your client relationships<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-de1cbf8 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"de1cbf8\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>When you provide professional services, an error or omission can cause financial losses to your client, strain the commercial relationship, or even lead to a legal claim.<\/p><p>That\u2019s what <strong data-start=\"420\" data-end=\"458\">P.I (Professional Indemnity \/ E&amp;O)<\/strong> insurance is for: a policy designed to defend you and compensate third parties for damages arising from your professional activity \u2014 including defense costs and, depending on conditions, certain purely financial losses.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-5bfa844 elementor-section-full_width elementor-section-content-middle elementor-section-stretched elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"5bfa844\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ac10fc9\" data-id=\"ac10fc9\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-10d29bc e-con-full e-flex e-con e-parent\" data-id=\"10d29bc\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e577f8b elementor-widget elementor-widget-elementskit-heading\" data-id=\"e577f8b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">What is P.I and what problems does it solve?<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider ekit-dotted\"><div class=\"elementskit-border-divider ekit-dotted\"><\/div><\/div>\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p><strong>Professional Indemnity<\/strong> covers third-party claims for <strong>professional negligence<\/strong> (errors, omissions, incorrect advice, technical breaches), as well as the <strong>defense costs<\/strong> arising from those claims.<\/p>\n<p>It mainly addresses three challenges:<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ca8eda7 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"ca8eda7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Preserve the client relationship:<\/strong> you respond with an insurance policy, not from your own pocket.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Protect your profit and loss account:<\/strong> you avoid a dispute that could have a disproportionate impact.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Provide contractual assurance:<\/strong> many proposals or mandates require P.I with minimum limits and specific conditions.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-861e0d3 elementor-widget elementor-widget-text-editor\" data-id=\"861e0d3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In our case, we often <strong>review client proposals and contracts before signing<\/strong> to align what you commit to with what your policy actually covers.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5e112ce\" data-id=\"5e112ce\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ae2eec3 elementor-section-full_width elementor-section-content-middle elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"ae2eec3\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-8500b95\" data-id=\"8500b95\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b5d7853\" data-id=\"b5d7853\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-34e10c0 e-con-full e-flex e-con e-parent\" data-id=\"34e10c0\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0ebced1 elementor-widget elementor-widget-elementskit-heading\" data-id=\"0ebced1\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Key coverages of a P.I policy<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider ekit-dotted\"><div class=\"elementskit-border-divider ekit-dotted\"><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-45bbb36 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"45bbb36\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Professional negligence, error, or omission<\/strong><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0191f6e elementor-widget elementor-widget-text-editor\" data-id=\"0191f6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Incorrect advice,<\/strong> flawed reports, defective deliverables, or breach of technical specifications.<\/li><li><strong>Third-party financial loss<\/strong> as a direct consequence of the professional act (depending on wording).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-75ea375 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"75ea375\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Defense and claims management costs<\/strong><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff35b47 elementor-widget elementor-widget-text-editor\" data-id=\"ff35b47\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>Legal fees,<\/strong> expert reports, and <strong>court costs.<\/strong><\/li><li>Defense <strong>inside or outside the limit<\/strong> (we negotiate this\u2014it greatly impacts real protection).<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8ce36fe elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"8ce36fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Intellectual property infringement, defamation, and loss of documents<\/strong><\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7d53e19 elementor-widget elementor-widget-text-editor\" data-id=\"7d53e19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<ul><li><strong>IP:<\/strong> unauthorized use of content, methodologies, or software (depending on limits).<\/li><li><strong>Defamation:<\/strong> professional publications or communications causing harm.<\/li><li><strong>Loss\/damage of documents (including data)<\/strong> related to professional service, with nuances if overlapping with Cyber.<\/li><\/ul><p>In real claims we\u2019ve handled, <strong>documentary proof of the \u201cprofessional services\u201d scope<\/strong> has been decisive. That\u2019s why we insist on defining it precisely in the policy.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-68657e8 elementor-section-full_width elementor-section-content-middle elementor-section-stretched elementor-reverse-mobile elementor-section-height-default elementor-section-height-default\" data-id=\"68657e8\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-bb1971e\" data-id=\"bb1971e\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-411b152 e-con-full e-flex e-con e-parent\" data-id=\"411b152\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c8cdae6 elementor-widget elementor-widget-elementskit-heading\" data-id=\"c8cdae6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_left   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">Who is it for? (Private equity, funds, law firms, consulting\/IT, engineering)<\/h2><div class=\"ekit_heading_separetor_wraper ekit_heading_elementskit-border-divider ekit-dotted\"><div class=\"elementskit-border-divider ekit-dotted\"><\/div><\/div><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-95d5283 elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"95d5283\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><strong>Private equity and funds:<\/strong> investment memos\/reports, errors in due diligence, modeling, or portfolio monitoring.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Law firms:<\/b> deadlines, omissions in filings, undetected conflicts of interest, controversial interpretations.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Consulting and IT: <\/b>poorly defined functional scope, defective deliverables, or delays causing client financial loss.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\"><b>Engineering\/architecture:<\/b> calculation or design errors (with nuances versus General and Decennial Liability).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-87f3b31 elementor-widget elementor-widget-text-editor\" data-id=\"87f3b31\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>We\u2019ve seen claims arising from <b>ambiguous service scopes<\/b> in proposals. Our recommendation: align <b>contract \u2194 policy<\/b> before signing.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3adf10c\" data-id=\"3adf10c\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap\">\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6cc7866 elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"6cc7866\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-246ce7e\" data-id=\"246ce7e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4401601 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"4401601\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How we work at Jhasa<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7041862 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"7041862\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\tContract\/proposal review and wording negotiation\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e3d759a elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"e3d759a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">We review <b>mandates and SOWs<\/b> to ensure commercial obligations do not exceed what the policy can absorb.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">We negotiate <b>defense outside the limit, retroactivity, service definitions<\/b>, and <b>critical exclusions<\/b> (e.g., contractual liability).<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8132362 elementor-widget-mobile__width-initial elementor-widget elementor-widget-text-editor\" data-id=\"8132362\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In-house legal team and claims management<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-85a8abc elementor-align-start elementor-widget__width-initial elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"85a8abc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">We have a <b>legal team<\/b> to argue coverage and respond to reservation of rights.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-check\" viewbox=\"0 0 512 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M173.898 439.404l-166.4-166.4c-9.997-9.997-9.997-26.206 0-36.204l36.203-36.204c9.997-9.998 26.207-9.998 36.204 0L192 312.69 432.095 72.596c9.997-9.997 26.207-9.997 36.204 0l36.203 36.204c9.997 9.997 9.997 26.206 0 36.204l-294.4 294.401c-9.998 9.997-26.207 9.997-36.204-.001z\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">In a claim, we assist <b>from early notification<\/b> (crucial in claims-made policies) through closure, carefully managing language with the insurer to avoid limiting coverage.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-07b21fa elementor-widget elementor-widget-text-editor\" data-id=\"07b21fa\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>In our work with funds and law firms, this<b> technical-legal combination<\/b> has allowed us to improve terms and resolve claims with a focus on business continuity.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ff16bdb elementor-section-full_width elementor-section-content-middle elementor-section-height-default elementor-section-height-default\" data-id=\"ff16bdb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b1ec09\" data-id=\"8b1ec09\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-6ee5f03 elementor-widget-mobile__width-initial elementor-widget elementor-widget-heading\" data-id=\"6ee5f03\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Frequently asked questions about P.I \/ E&amp;O<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ccefe39 elementor-widget elementor-widget-elementskit-accordion\" data-id=\"ccefe39\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" >\n        <div class=\"elementskit-accordion accoedion-primary\" id=\"accordion-6a2f984845f20\">\n\n            \n                <div class=\"elementskit-card active\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-0-ccefe39\">\n                        <a href=\"#collapse-ec737216a2f984845f20\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-ec737216a2f984845f20\" aria-expanded=\"true\" aria-controls=\"Collapse-ec737216a2f984845f20\">\n                            \n                            <span class=\"ekit-accordion-title\">Does P.I cover contractual breaches?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-ec737216a2f984845f20\" class=\"show collapse\" aria-labelledby=\"primaryHeading-0-ccefe39\" data-parent=\"#accordion-6a2f984845f20\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            It covers breaches arising from a professional error. Penalties or absolute guarantees are usually excluded; we negotiate case by case.                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-1-ccefe39\">\n                        <a href=\"#collapse-f9430bb6a2f984845f20\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-f9430bb6a2f984845f20\" aria-expanded=\"false\" aria-controls=\"Collapse-f9430bb6a2f984845f20\">\n                            \n                            <span class=\"ekit-accordion-title\">What is claims-made and why does retroactivity matter?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-f9430bb6a2f984845f20\" class=\"collapse\" aria-labelledby=\"primaryHeading-1-ccefe39\" data-parent=\"#accordion-6a2f984845f20\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            It responds to claims filed during the active period. Without adequate retroactivity, past acts may be left uncovered.                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-2-ccefe39\">\n                        <a href=\"#collapse-1d76c216a2f984845f20\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-1d76c216a2f984845f20\" aria-expanded=\"false\" aria-controls=\"Collapse-1d76c216a2f984845f20\">\n                            \n                            <span class=\"ekit-accordion-title\">Do I need P.I if I already have D&amp;O and Cyber?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-1d76c216a2f984845f20\" class=\"collapse\" aria-labelledby=\"primaryHeading-2-ccefe39\" data-parent=\"#accordion-6a2f984845f20\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>Yes \u2014 they cover different risks. P.I is what responds to <strong>professional service errors.<\/strong><\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-3-ccefe39\">\n                        <a href=\"#collapse-9676cb56a2f984845f20\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-9676cb56a2f984845f20\" aria-expanded=\"false\" aria-controls=\"Collapse-9676cb56a2f984845f20\">\n                            \n                            <span class=\"ekit-accordion-title\">Are defense costs inside or outside the limit?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-9676cb56a2f984845f20\" class=\"collapse\" aria-labelledby=\"primaryHeading-3-ccefe39\" data-parent=\"#accordion-6a2f984845f20\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            It depends on the policy. We negotiate for them to be outside whenever possible, protecting your indemnity limit.                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                \n                <div class=\"elementskit-card\">\n                    <div class=\"elementskit-card-header\" id=\"primaryHeading-4-ccefe39\">\n                        <a href=\"#collapse-19ef6b36a2f984845f20\" class=\"ekit-accordion--toggler elementskit-btn-link collapsed\" data-ekit-toggle=\"collapse\" data-target=\"#Collapse-19ef6b36a2f984845f20\" aria-expanded=\"false\" aria-controls=\"Collapse-19ef6b36a2f984845f20\">\n                            \n                            <span class=\"ekit-accordion-title\">What happens if I change insurer?<\/span>\n\n                            \n                                <div class=\"ekit_accordion_icon_group\">\n                                    <div class=\"ekit_accordion_normal_icon\">\n                                        <!-- Normal Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-down-arrow1\"><\/i>                                    <\/div>\n\n                                    <div class=\"ekit_accordion_active_icon\">\n                                        <!-- Active Icon -->\n\t\t\t\t\t\t\t\t\t\t<i class=\"icon icon-up-arrow\"><\/i>                                    <\/div>\n                                <\/div>\n\n                            \n                                                    <\/a>\n                    <\/div>\n\n                    <div id=\"Collapse-19ef6b36a2f984845f20\" class=\"collapse\" aria-labelledby=\"primaryHeading-4-ccefe39\" data-parent=\"#accordion-6a2f984845f20\">\n\n                        <div class=\"elementskit-card-body ekit-accordion--content\">\n                            <p>We safeguard <strong>retroactivity and notification clauses<\/strong> to ensure no gaps between policies.<\/p>                        <\/div>\n\n                    <\/div>\n\n                <\/div><!-- .elementskit-card END -->\n\n                                        <\/div>\n    <\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-d39b6e5 elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-height-default elementor-section-items-middle\" data-id=\"d39b6e5\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;video&quot;,&quot;background_video_link&quot;:&quot;https:\\\/\\\/jhasabrokers.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/Professional-Indemnity-P.I.Jhasa_.mp4&quot;,&quot;background_video_end&quot;:12,&quot;background_play_on_mobile&quot;:&quot;yes&quot;,&quot;background_privacy_mode&quot;:&quot;yes&quot;}\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-background-video-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<video class=\"elementor-background-video-hosted\" role=\"presentation\" autoplay muted playsinline loop><\/video>\n\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-6987833\" data-id=\"6987833\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e1bce6b elementor-widget elementor-widget-heading\" data-id=\"e1bce6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\"><strong>P.I is not an \u201cextra\u201d \u2014 it\u2019s part of the business model<\/strong> for any service firm. If you want to safeguard your projects and maintain strong client relationships, we design a <b>policy aligned with how you work<\/b> and guide you through the fine print when it matters most.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-37b319f elementor-section-full_width elementor-section-height-min-height elementor-section-stretched elementor-section-content-middle elementor-section-height-default elementor-section-items-middle\" data-id=\"37b319f\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7969b8c\" data-id=\"7969b8c\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t<div class=\"elementor-element elementor-element-0a10148 e-con-full e-flex e-con e-parent\" data-id=\"0a10148\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3c49309 elementor-widget elementor-widget-elementskit-heading\" data-id=\"3c49309\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper text_center   ekit_heading_tablet-   ekit_heading_mobile-\"><h2 class=\"ekit-heading--title elementskit-section-title\">At JHASA, we provide bespoke Professional Indemnity (P.I \/ E&amp;O) insurance solutions for professionals and firms across all industries, protecting you from claims arising from errors, omissions, or negligent advice in the course of your services \u2014 covering defence costs, financial loss to third parties, and reputational damage \u2014 so you maintain client trust, business continuity, and robust contractual protection.<\/h2><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ff65639 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"ff65639\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f09a4e6 elementor-widget elementor-widget-elementskit-heading\" data-id=\"f09a4e6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"elementskit-heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"ekit-wid-con\" ><div class=\"ekit-heading elementskit-section-title-wraper center   ekit_heading_tablet-   ekit_heading_mobile-\">\t\t\t\t<div class='ekit-heading__description'>\n\t\t\t\t\t<p>Contact us today and discover how we can help you safeguard your professional practice, align your coverage with your contractual obligations, and ensure peace of mind with customised P.I \/ E&amp;O programmes.<\/p>\n\t\t\t\t<\/div>\n\t\t\t<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>",
        "protected": false
    },
    "excerpt": {
        "rendered": "<p>Professional Indemnity (P.I \/ E&amp;O): Protect your work and your client relationships When you provide professional services, an error or omission can cause financial losses to your client, strain the commercial relationship, or even lead to a legal claim. That\u2019s what P.I (Professional Indemnity \/ E&amp;O) insurance is for: a policy designed to defend you &#8230; <a title=\"Professional Indemnity (P.I \/ E&amp;O)\" class=\"read-more\" href=\"https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo\" aria-label=\"Read more about Professional Indemnity (P.I \/ E&amp;O)\">Read more<\/a><\/p>",
        "protected": false
    },
    "author": 1,
    "featured_media": 5520,
    "parent": 471,
    "menu_order": 0,
    "comment_status": "closed",
    "ping_status": "closed",
    "template": "",
    "meta": {
        "_acf_changed": false,
        "postBodyCss": "",
        "postBodyMargin": [],
        "postBodyPadding": [],
        "postBodyBackground": {
            "backgroundType": "classic",
            "gradient": ""
        },
        "footnotes": ""
    },
    "class_list": [
        "post-5484",
        "page",
        "type-page",
        "status-publish",
        "has-post-thumbnail"
    ],
    "acf": [],
    "yoast_head": "<!-- This site is optimized with the Yoast SEO plugin v27.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Professional Indemnity (PI \/ E&amp;O) \u00b7 JHASA<\/title>\n<meta name=\"description\" content=\"Professional indemnity (E&amp;O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo\/\" \/>\n<meta property=\"og:locale\" content=\"en_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Professional Indemnity (PI \/ E&amp;O) \u00b7 JHASA\" \/>\n<meta property=\"og:description\" content=\"Professional indemnity (E&amp;O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo\/\" \/>\n<meta property=\"og:site_name\" content=\"Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-04T16:24:36+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/jjhasa.com\/wp-content\/uploads\/2025\/10\/Professional-Indemnity-P.I-EO.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"481\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"4 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo\",\"url\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo\",\"name\":\"Professional Indemnity (PI \\\/ E&O) \u00b7 JHASA\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/jjhasa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/Professional-Indemnity-P.I-EO.webp\",\"datePublished\":\"2025-10-15T10:00:37+00:00\",\"dateModified\":\"2026-06-04T16:24:36+00:00\",\"description\":\"Professional indemnity (E&O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo#primaryimage\",\"url\":\"https:\\\/\\\/jjhasa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/Professional-Indemnity-P.I-EO.webp\",\"contentUrl\":\"https:\\\/\\\/jjhasa.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/Professional-Indemnity-P.I-EO.webp\",\"width\":1500,\"height\":481,\"caption\":\"Professional Indemnity P.I-E&O\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/services\\\/professional-indemnity-p-i-eo#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/jjhasa.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Services\",\"item\":\"https:\\\/\\\/jjhasa.com\\\/services\"},{\"@type\":\"ListItem\",\"position\":3,\"name\":\"Professional Indemnity (P.I \\\/ E&amp;O)\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#website\",\"url\":\"https:\\\/\\\/jjhasa.com\\\/\",\"name\":\"Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.\",\"description\":\"Jhasa es una corredur\u00eda de seguros y reaseguros especializado en Construcci\u00f3n y Energ\u00eda. Tel\u00e9fono: +34 91 752 76 86\",\"publisher\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/jjhasa.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#organization\",\"name\":\"Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.\",\"url\":\"https:\\\/\\\/jjhasa.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/jjhasa.com\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/imagotipo-Jhasa.svg\",\"contentUrl\":\"https:\\\/\\\/jjhasa.com\\\/wp-content\\\/uploads\\\/2021\\\/11\\\/imagotipo-Jhasa.svg\",\"width\":300,\"height\":85,\"caption\":\"Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.\"},\"image\":{\"@id\":\"https:\\\/\\\/jjhasa.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->",
    "yoast_head_json": {
        "title": "Professional Indemnity (PI \/ E&O) \u00b7 JHASA",
        "description": "Professional indemnity (E&O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.",
        "robots": {
            "index": "index",
            "follow": "follow",
            "max-snippet": "max-snippet:-1",
            "max-image-preview": "max-image-preview:large",
            "max-video-preview": "max-video-preview:-1"
        },
        "canonical": "https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo\/",
        "og_locale": "en_GB",
        "og_type": "article",
        "og_title": "Professional Indemnity (PI \/ E&O) \u00b7 JHASA",
        "og_description": "Professional indemnity (E&O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.",
        "og_url": "https:\/\/jjhasa.com\/en\/services\/professional-indemnity-p-i-eo\/",
        "og_site_name": "Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.",
        "article_modified_time": "2026-06-04T16:24:36+00:00",
        "og_image": [
            {
                "width": 1500,
                "height": 481,
                "url": "https:\/\/jjhasa.com\/wp-content\/uploads\/2025\/10\/Professional-Indemnity-P.I-EO.webp",
                "type": "image\/webp"
            }
        ],
        "twitter_card": "summary_large_image",
        "twitter_misc": {
            "Estimated reading time": "4 minutes"
        },
        "schema": {
            "@context": "https:\/\/schema.org",
            "@graph": [
                {
                    "@type": "WebPage",
                    "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo",
                    "url": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo",
                    "name": "Professional Indemnity (PI \/ E&O) \u00b7 JHASA",
                    "isPartOf": {
                        "@id": "https:\/\/jjhasa.com\/#website"
                    },
                    "primaryImageOfPage": {
                        "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo#primaryimage"
                    },
                    "image": {
                        "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo#primaryimage"
                    },
                    "thumbnailUrl": "https:\/\/jjhasa.com\/wp-content\/uploads\/2025\/10\/Professional-Indemnity-P.I-EO.webp",
                    "datePublished": "2025-10-15T10:00:37+00:00",
                    "dateModified": "2026-06-04T16:24:36+00:00",
                    "description": "Professional indemnity (E&O) insurance protecting against claims for errors or omissions. Expert advice from JHASA.",
                    "breadcrumb": {
                        "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo#breadcrumb"
                    },
                    "inLanguage": "en-GB",
                    "potentialAction": [
                        {
                            "@type": "ReadAction",
                            "target": [
                                "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo"
                            ]
                        }
                    ]
                },
                {
                    "@type": "ImageObject",
                    "inLanguage": "en-GB",
                    "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo#primaryimage",
                    "url": "https:\/\/jjhasa.com\/wp-content\/uploads\/2025\/10\/Professional-Indemnity-P.I-EO.webp",
                    "contentUrl": "https:\/\/jjhasa.com\/wp-content\/uploads\/2025\/10\/Professional-Indemnity-P.I-EO.webp",
                    "width": 1500,
                    "height": 481,
                    "caption": "Professional Indemnity P.I-E&O"
                },
                {
                    "@type": "BreadcrumbList",
                    "@id": "https:\/\/jjhasa.com\/services\/professional-indemnity-p-i-eo#breadcrumb",
                    "itemListElement": [
                        {
                            "@type": "ListItem",
                            "position": 1,
                            "name": "Portada",
                            "item": "https:\/\/jjhasa.com\/"
                        },
                        {
                            "@type": "ListItem",
                            "position": 2,
                            "name": "Services",
                            "item": "https:\/\/jjhasa.com\/services"
                        },
                        {
                            "@type": "ListItem",
                            "position": 3,
                            "name": "Professional Indemnity (P.I \/ E&amp;O)"
                        }
                    ]
                },
                {
                    "@type": "WebSite",
                    "@id": "https:\/\/jjhasa.com\/#website",
                    "url": "https:\/\/jjhasa.com\/",
                    "name": "Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.",
                    "description": "Jhasa es una corredur\u00eda de seguros y reaseguros especializado en Construcci\u00f3n y Energ\u00eda. Tel\u00e9fono: +34 91 752 76 86",
                    "publisher": {
                        "@id": "https:\/\/jjhasa.com\/#organization"
                    },
                    "potentialAction": [
                        {
                            "@type": "SearchAction",
                            "target": {
                                "@type": "EntryPoint",
                                "urlTemplate": "https:\/\/jjhasa.com\/?s={search_term_string}"
                            },
                            "query-input": {
                                "@type": "PropertyValueSpecification",
                                "valueRequired": true,
                                "valueName": "search_term_string"
                            }
                        }
                    ],
                    "inLanguage": "en-GB"
                },
                {
                    "@type": "Organization",
                    "@id": "https:\/\/jjhasa.com\/#organization",
                    "name": "Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda.",
                    "url": "https:\/\/jjhasa.com\/",
                    "logo": {
                        "@type": "ImageObject",
                        "inLanguage": "en-GB",
                        "@id": "https:\/\/jjhasa.com\/#\/schema\/logo\/image\/",
                        "url": "https:\/\/jjhasa.com\/wp-content\/uploads\/2021\/11\/imagotipo-Jhasa.svg",
                        "contentUrl": "https:\/\/jjhasa.com\/wp-content\/uploads\/2021\/11\/imagotipo-Jhasa.svg",
                        "width": 300,
                        "height": 85,
                        "caption": "Jhasa - Insurance and Reinsurance Broker especializada en Construcci\u00f3n y Energ\u00eda."
                    },
                    "image": {
                        "@id": "https:\/\/jjhasa.com\/#\/schema\/logo\/image\/"
                    }
                }
            ]
        }
    },
    "_links": {
        "self": [
            {
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/pages\/5484",
                "targetHints": {
                    "allow": [
                        "GET"
                    ]
                }
            }
        ],
        "collection": [
            {
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/pages"
            }
        ],
        "about": [
            {
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/types\/page"
            }
        ],
        "author": [
            {
                "embeddable": true,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/users\/1"
            }
        ],
        "replies": [
            {
                "embeddable": true,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/comments?post=5484"
            }
        ],
        "version-history": [
            {
                "count": 44,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/pages\/5484\/revisions"
            }
        ],
        "predecessor-version": [
            {
                "id": 5541,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/pages\/5484\/revisions\/5541"
            }
        ],
        "up": [
            {
                "embeddable": true,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/pages\/471"
            }
        ],
        "wp:featuredmedia": [
            {
                "embeddable": true,
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/media\/5520"
            }
        ],
        "wp:attachment": [
            {
                "href": "https:\/\/jjhasa.com\/en\/wp-json\/wp\/v2\/media?parent=5484"
            }
        ],
        "curies": [
            {
                "name": "wp",
                "href": "https:\/\/api.w.org\/{rel}",
                "templated": true
            }
        ]
    }
}